We support our clients by helping them identify where gaps might be, and putting a plan in place to ensure they are financially secure when the unexpected occurs. This might include life and/or critical illness cover that pays off a mortgage, family life insurance to replace income in case of death or permanent disability, income protection in case of accident or illness, private medical insurance to ensure the right care at the right time.
Recent studies have also demonstrated the fundamental role of having an Emergency Fund in place across all ages. This provides you with a strong platform to deal with the unexpected with enough time to make the right decisions.
We work with our clients to put the right plan in place to support their financial resilience.
Life Assurance plans typically have no cash in value at any time and cover will cease at the end of term. If premiums stop, then cover will lapse. Plans may not cover all definitions of a critical illness.
